AI: Google Gemini?

 What Happened To Google Gemini? - YouTube by Ali H. Salem (AWS?)

Despite leading the AI race in early 2026 with Gemini 3.1 Pro, Google fell behind after announcing Gemini 3.5 Pro at Google I/O in May. Repeated shipping delays allowed competitors like Anthropic and OpenAI to overtake them in performance and model capabilities.

Key Factors Behind the Shift

1. Underinvestment in Coding: Google fell behind Anthropic and OpenAI in coding benchmarks, a major area driving enterprise adoption.
   
   
2. Compute Bottlenecks: Rather than prioritizing internal model training, Google allocated substantial TPU compute to Google Cloud clients, including competitors like Anthropic.
   
   
3. Internal Restructuring: Mid-year talent departures from DeepMind and a power shift from London to Mountain View caused execution hurdles.
   
   

Distribution & Business Strategy

• Massive Reach: Over a billion Gemini users provide temporary stability, but default availability alone won't retain developers seeking top performance.
  
  
• Cautious Approach: Learning from past rushed launches (like Bard), Google is delaying releases to avoid shipping subpar products.
  
  
• Search Monetization Dilemma: Generative AI responses threaten Google's core ad-revenue model by potentially reducing search click-throughs.

Visual data: Housing Market Map: Reventure

Interactive Housing Market Map | Reventure App

 WSJ issues SHOCKING alert (mortgage defaults hit 21%) - YouTube

This video examines current distress in the U.S. mortgage and housing market (0:00 - 0:15). Key takeaways include:

• Mortgage Industry Collapse: Major lenders like United Wholesale Mortgage (UWM) and LoanDepot have seen significant drops in stock value (0:05 - 0:10, 3:32 - 4:05).
• Low Demand: Mortgage applications are at their lowest levels since 1995, down 50% from the pandemic peak (0:23 - 0:40).
• Rising Delinquencies: FHA data indicates a spike in serious delinquency rates for recent loans, with some lenders reaching as high as 27% (0:56 - 1:26).
• Housing Affordability Crisis: The national mortgage payment-to-income ratio is near 38%, well above the historical norm of 30%, signaling significant unaffordability (6:21 - 6:52).
• Market Variances: While expensive regions like California (63% payment-to-income ratio) and Florida (48%) remain highly stressed, the Midwest shows more resilience due to better affordability (7:46 - 9:05).

The video warns that if delinquencies continue to rise, it could lead to further downward pressure on housing prices (5:07 - 5:16).

YouTube.js: YouTube internal API client

 LuanRT/YouTube.js: A JavaScript client for YouTube's internal API, known as InnerTube.

A JavaScript client for YouTube's internal API.
Works on Node.js, Deno, modern browsers, and more.